There are two ways to pay, and you can switch between them anytime:

Commission (pay-as-you-go) — no monthly fee. You pay a small percentage on your ad spend / top-ups. The fee auto-reduces as your spend grows.
Subscription (0% fees) — a flat monthly fee with zero fees on your ad spend. Best for higher, consistent spenders.

Commission Plans (Pay-as-you-go)

No monthly fee. Pay only a small percentage on your top-ups, which automatically reduces as your 30-day spend grows (see the Spend Thresholds table below).

Fees by platform

Platform	Standard fee	Regions available	Supported currencies
Facebook / Meta	From 4% (auto-reduces); USA region from 2%	Europe, India, USA + Credit-Card accounts	USD, EUR, AUD, GBP, INR
TikTok	From 3% (HK) / 4% (EU), auto-reduces	Hong Kong, Europe	USD, EUR
Google Ads	From 3% (auto-reduces)	Hong Kong	USD
Snapchat	0% (HK) / 3% (EU, auto-reduces)	Hong Kong, Europe	USD, EUR
Pinterest	From 3% (auto-reduces)	Hong Kong	USD

Fees shown are starting (Level 1) rates and reduce automatically as your spend grows. Region-specific fees for Meta (Europe 4%, India 3%, USA 2%) and other platform specifics are listed in full on our pricing page — see threasury.io/pricing.

What's included on every commission plan

Unlimited daily spending — no caps on ad accounts
Unlimited ad accounts as you scale
All-country targeting
Self-serve dashboard to manage your own ad accounts
Dedicated WhatsApp / Slack support
Whitehat offers only — we onboard compliant brands and products
24/7 automated top-ups — add funds anytime, regardless of time zone
Fast issuance — new ad accounts in ~24 hours (TikTok HK in ~12 hours)

Spend Thresholds — how fees auto-reduce